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PLAN YOUR REPAYMENTS

Loan Repayment Calculator

Estimate your repayments using the declining balance method.

Indicative monthly installmentSBD 0.00

Total interestSBD 0.00

Total repaymentSBD 0.00

Indicative repayment schedule

Amounts are shown in Solomon Islands dollars (SBD).

Period	Opening balance	Installment	Principal	Interest	Closing balance

Important: This is an indicative amortization schedule for illustration only. It excludes installment fees and any fees or charges collected on disbursement. Actual repayment amounts and terms may vary following the Bank's assessment. Please contact a DBSI Credit Officer for further assistance with your loan application.

SAVINGS & FIXED DEPOSITS

Save Today.
Build Tomorrow.

Whether you are building your savings, planning for a future goal or looking for an opportunity to earn returns on your money, DBSI offers deposit solutions designed to help you manage and grow your funds.

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Customer saving with Development Bank of Solomon Islands

Family planning and saving for the future

BUILDING FINANCIAL SECURITY

Put Your Money to Work for Your Future

Saving is an important part of building financial security. Whether you are putting money aside for an upcoming expense, building an emergency fund or planning for a longer-term goal, choosing the right account can help you stay on track.

DBSI provides savings and fixed deposit solutions designed to give customers options for managing their money according to their individual financial goals.

Our team is available to help you understand the available account options and choose an account that suits your needs.

How Can We Help You →

OUR DEPOSIT ACCOUNTS

Choose an Account That Fits Your Goals

From everyday savings to longer-term deposits, DBSI provides options to help you manage your money and plan for the future.

SAVINGS

Savings Account

A savings account provides a convenient way to keep your money secure while building a savings habit for your short- and medium-term financial goals.

Convenient way to save
Suitable for personal savings goals
Manage your money with confidence
Build towards future expenses
Access subject to applicable account terms

FIXED DEPOSIT

Fixed Deposit Account

A fixed deposit allows you to place funds for an agreed period and earn interest according to the applicable fixed deposit terms.

Suitable for planned savings
Agreed deposit term
Interest according to applicable terms
Helps you plan for future financial goals
Different terms may be available

BUSINESS

Business Savings

A suitable savings solution for eligible businesses looking to manage surplus funds and build financial reserves.

Business savings
Cash reserve management
Support for future business needs
Helps separate business funds

WHY SAVE WITH DBSI?

Build Good Financial Habits

Saving regularly can help you prepare for future needs, manage unexpected expenses and work towards your financial goals.

Plan for the Future

Set money aside today for future expenses, investments, education, business opportunities or other financial goals.

Build Financial Reserves

Establish a financial cushion that can help you prepare for unexpected expenses and changing circumstances.

Earn Interest

Depending on the account type and applicable terms, your deposited funds may earn interest.

Achieve Your Goals

Create a structured approach to saving for the things that matter to you and your family.

WHICH ACCOUNT IS RIGHT FOR YOU?

Savings or Fixed Deposit?

The right account depends on how you plan to use your money, your savings goals and how long you intend to keep your funds deposited.

SAVINGS ACCOUNT

Flexible Saving

A savings account may be suitable if you want to build savings while retaining access to your funds according to the account terms.

Regular saving
Short- to medium-term goals
Emergency reserves
Planned expenses

FIXED DEPOSIT

Planned Investment

A fixed deposit may be suitable if you have funds that you can set aside for an agreed period and want to earn interest according to the applicable terms.

Longer-term savings
Planned financial goals
Funds that may not be needed immediately
Agreed deposit term

FIXED DEPOSIT

Make Your Savings Work Towards a Defined Goal

A Fixed Deposit Account can provide an option for customers who have funds they do not immediately need and want to place them for an agreed period.

You can choose from the available deposit terms and understand the applicable interest rate and conditions before placing your funds.

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Agree on a deposit term

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Know the applicable interest rate

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Plan around your maturity date

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Understand withdrawal and renewal conditions

How Can We Help You

OPEN AN ACCOUNT

Getting Started Is Simple

Our team can guide you through the account-opening process and explain the requirements applicable to your chosen account.

Choose Your Account

Decide whether a savings or fixed deposit account is better suited to your financial goals.

Prepare Your Documents

Provide the identification and supporting information required to open your account.

Complete the Application

Complete the relevant account-opening forms and provide the required information.

Start Saving

Once your account is opened, you can begin saving or place your funds into your selected deposit product.

WHAT YOU MAY NEED

Prepare Before You Visit DBSI

Account-opening requirements may vary depending on the type of account and customer. Our team will confirm the specific requirements applicable to you.

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Valid identification documents

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Customer information and contact details

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Source of funds information where applicable

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Required account-opening forms

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Additional documentation where applicable

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ACCOUNT TERMS & CONDITIONS

Interest rates, minimum opening balances, account fees, withdrawal conditions, fixed deposit terms and other product requirements are subject to the applicable DBSI product terms and may change from time to time. Please contact DBSI or refer to the applicable product documentation for current details.

View Current Rates & Fees

FREQUENTLY ASKED QUESTIONS

Savings & Fixed Deposit FAQs

What is a savings account?

A savings account is designed to help you keep and manage your money while building savings for short- and medium-term financial goals. Account access, interest and other conditions are subject to the applicable product terms.

What is a fixed deposit?

A fixed deposit is an account where funds are placed for an agreed period under specified terms. The applicable interest rate and maturity conditions are established when the deposit is placed.

Can I withdraw money from a fixed deposit before maturity?

Early withdrawal may be subject to the specific terms and conditions of the fixed deposit product. Please contact DBSI to understand the applicable conditions before making a placement.

How is interest calculated?

Interest calculation depends on the specific account or deposit product and its applicable terms. DBSI can provide the current interest rate and calculation methodology for the product you select.

Can businesses open savings accounts?

Eligible businesses may be able to open appropriate business deposit accounts. Requirements will depend on the customer type and applicable account-opening criteria.

How much do I need to open an account?

Minimum opening balances and other account requirements vary by product. Please contact DBSI or refer to the applicable product information for current requirements.

How do I open a DBSI account?

You can contact DBSI or visit an applicable DBSI branch or service location to obtain the relevant application forms and account-opening requirements.

START BUILDING YOUR FINANCIAL FUTURE

Every Goal Starts With a First Step.

Start saving today or explore a fixed deposit option for your longer-term financial goals.

Customer Portal Contact DBSI

Save Today. Build Tomorrow.

Put Your Money to Work for Your Future

Choose an Account That Fits Your Goals

Savings Account

Fixed Deposit Account

Business Savings

Build Good Financial Habits

Plan for the Future

Build Financial Reserves

Earn Interest

Achieve Your Goals

Savings or Fixed Deposit?

Flexible Saving

Planned Investment

Make Your Savings Work Towards a Defined Goal

Getting Started Is Simple

Choose Your Account

Prepare Your Documents

Complete the Application

Start Saving

Prepare Before You Visit DBSI

Savings & Fixed Deposit FAQs

Every Goal Starts With a First Step.

Save Today.
Build Tomorrow.